Our Services
Investment and financial services CORPORATE Corporate finances and personal objectives are closely interlinked - two sides of the same coin for you and everyone in your business. We address corporate and personal financial planning as aspects of an intergrated whole, aiming always to help our clients install financial plans which benefit both the business and its people to the full. In particular we look at: - Business Protection
- Business Succession
- Retirement Planning
- Employee Benefits
- Corporate Finance
- Investment Planning
OUR AIM Our aim is to deliver clear and simple financial advice of a quality that consistently exceeds expectation thereby building a lifetime partnership. BUSINESS PROTECTION It is standard practice for employers to insure their tangible assets - buildings, contents, plans etc - against fire, theft, and damage.
How many protect their businesses against death, illness or injury to key personnel, who are usually the most important asset of all.
The sudden incapacity of key people can have a devastating effect on the continuing success of the business. We can show you how business protection , by insuring key staff , will protect the interests shareholders and partners should personal disaster strike. RETIREMENT PLANNING Finding the most appropriate pension scheme for you, your colleagues and your business is vital.
Pension legislation becomes ever more complex and expert advice is essential, if you are to provide the desired level of retirement income with minimum strain on company resources and maximum tax efficency. EMPLOYEE BENEFITS To attract and retain the best staff, a competitive package of employee benefits is essential. We can advise on the setting up of flexible employee benefit packages as well as on group life cover, income protection and private medical insurance. CORPORATE FINANCE When you wish to finance the growth of your business through capital or debt financing, we can advise on the most suitable capital structure, the types of finance available and the best sources for each. INVESTMENT PLANNING We can show you how the surplus cash can earn your business higher returns than those available from your bank,
Options include offshore bank or building society high interest accounts, as well as more complex offshore investments.
Agreement of objectives and strategy and regular reviews are features of our investment plans. PERSONAL Advice on money and investment matters is available everywhere. Pick up a newspaper or magazine and you will find advice that is often complex and difficult to understand.
Objective advice that addresses your needs and concerns is required, but from whom and where?
At Mcgregors we are committed to providing value to our clients, by optimising their financial position. PROTECTION PLANNING - Term Assurance
- Whole of Life Assurance
- Family Income Benefit
- Critical Illness Cover
- Permanent Health Insurance
- Long Term Care
- Loan Protection
RETIREMENT PLANNING - Stakeholder Pensions
- Personal Pensions
- Self Invested Personal Pensions
- Additional Voluntary Contributions
- Executive Pensions
- Small Self Administered Schemes
- Income Drawdown
- Phased Retirement
- Annuities
INHERITANCE TAX PLANNING - Wills and Trusts
- Potentially Exempt Transfers
INVESTMENT PLANNING - Guaranteed Investments
- Fixed Interest Investments
- Unit and Investment Trusts
- Individual Savings Accounts
- National Savings Products
- Venture Capital Trusts
- Enterprise Investment Schemes
INDEPENDENT FINANCIAL ADVISERS Should you require more information in any of these areas an appointment can be made with our independent financial advisers by contacting our office on 01530 4165551.
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